Wednesday, 21 January, 2026
When seniors downsize for retirement, it’s crucial to make smart home-buying decisions to avoid costly repairs and ensure the home meets long-term needs. Here’s a detailed breakdown of potential red flags and tips to avoid them: 1. Aging Roof Red Flags: Look for missing, cracked, or curling shingles, dark streaks, […]
College isn’t just about choosing majors and dorm life—it’s also about facing some of the steepest bills parents ever encounter. Out-of-state tuition can easily double (or even triple) the cost of a degree. But what if there were a way to turn those dollars into something more lasting than just […]
In Texas, seniors benefit from a range of tax advantages that can significantly reduce their financial obligations during retirement. Here’s an overview of these benefits: 1. No State Income Tax Texas does not impose a state income tax, which means all forms of retirement income—including Social Security benefits, pensions, and […]
Labor Day was created by the labor movement in the late 19th century as a way to celebrate the achievements and contributions of American workers. Many believe that the idea of a day to honor laborers was first proposed by Peter J. McGuire, co-founder of the American Federation of Labor, […]
Every morning, without fail—weekdays, weekends, holidays—Bác Ba follows a ritual. He admits he doesn’t sleep much, but when dawn comes, he plugs in the kettle, boils some water, and makes himself a cup of green tea, cooled with a splash of cold water. After a few sips to soothe his […]
The IRS has recently announced updates to contribution limits for Individual Retirement Accounts (IRAs) and employer-sponsored retirement plans, effective for the 2025 tax years. Here’s a comprehensive overview: IRA Contribution Limits: 2025: The contribution limits remain the same as in 2024: $7,000 for those under 50 and $8,000 for those […]
Mount Rushmore National Memorial, located in the Black Hills of Keystone, South Dakota, is one of the United States’ most iconic monuments. It features the carved faces of four U.S. presidents: George Washington, Thomas Jefferson, Theodore Roosevelt, and Abraham Lincoln, each selected for their symbolic representation of American ideals and […]
If you want to sell a high-value property and roll the proceeds into multiple new homes (one to live in, one or more as rentals), there are two different tax regimes at play: Section 121 (home-sale exclusion) for your principal residence (up to $500,000 of gain excluded if married filing […]
There are three main ways couples communicate with each other: through spoken words, gestures, and writing. Dialogue can be expressed verbally, through body language, or in writing. Yet, one of the most common reasons marriages fall apart is because couples stop talking, stop understanding, and stop truly connecting with each […]
Estate Tax and Inheritance Tax are often confused, but they have distinct differences. The Estate Tax is a tax on the total value of a deceased person’s estate before it is distributed to the heirs. This tax is paid by the estate itself. The Inheritance Tax, on the other hand, […]