When it comes to investing—especially for long-term goals like retirement—there’s no shortage of choices. Terms like index funds, ETFs, mutual funds, and hedge funds are often used, yet their differences aren’t always clear. Let’s break down what sets them apart, their pros and cons, and which ones are suitable for […]
Author: Hoàng Anh
The Affordable Care Act Open Enrollment 2025: What You Need to Know Before Subsidies Expire
The Affordable Care Act (ACA), also known as Obamacare, offers health insurance to people who do not get coverage through an employer, Medicare, or Medicaid. During the annual Open Enrollment Period (generally Nov. 1 to mid-Jan.), individuals and families can shop for new plans, renew existing ones, or make changes […]
Remembering the Departed: A Christian Reflection on All Saints’ Day and All Souls’ Day — and Their Echo in Día de los Muertos
As autumn’s golden light wanes and the year turns toward winter, many Christian communities turn their hearts — and altars — toward memories of those who have gone before. Among these observances, the twin solemnities of All Saints’ Day and All Souls’ Day stand out in the liturgical calendar of […]
A Spooktacular Journey: How Halloween Became America’s Favorite Fright Night
Every October, neighborhoods across the United States transform into glowing wonderlands of jack-o’-lanterns, cobwebs, and candy. But did you know this playful night of costumes and “trick-or-treats” has roots reaching back over 2,000 years? From Bonfires to Pumpkins Halloween began with the ancient Celtic festival of Samhain, celebrated in what […]
Social Security COLA 2026: A Modest Boost — But Is It Enough?
Imagine flipping through your favorite retirement magazine and seeing this headline: “A 2.8% bump is coming — but will it actually help retirees stay ahead?” Official 2026 COLA Increase For 2026, the Social Security Administration (SSA) has announced a 2.8 % cost-of-living adjustment (COLA) for both Social Security and Supplemental […]
Gold Became the World’s Ultimate “Safe Haven” — And Why It’s Surging Now
From ancient temples to modern trading floors, gold has held a special place in human economies and imaginations. Its stability, rarity, and beauty made it the perfect medium of exchange for centuries. By the 19th and 20th centuries, these qualities culminated in the gold standard, where paper money could be […]
The Cinnamon You Sprinkled on Breakfast? Why the FDA Says Some Jars Have a Lead Problem
For more than a year, U.S. regulators and state labs have been quietly testing jars of ground cinnamon pulled from store shelves. What they found was unsettling: multiple brands with elevated lead levels—enough that the Food and Drug Administration (FDA) has urged recalls and told shoppers to throw the products […]
The Hidden Dangers of Kids Using Phones Without Control
Parents today have countless concerns about their children — from obesity, diabetes, nearsightedness, and poor academic performance to emotional instability. In recent years, one more issue has emerged: children’s growing dependence on cell phones and smartphones. While many parents either remain unaware or fail to set limits, a 2019 CellCell […]
Pickleball: The Sport That Took America by Storm
Pickleball was born in the summer of 1965 on Bainbridge Island, Washington, when three friends—Joel Pritchard, Bill Bell, and Barney McCallum—improvised a backyard game using a wiffle ball, paddles, and a lowered badminton net. What started as a family pastime soon evolved into a national phenomenon that combines the best […]
Rare Earth Minerals: The Hidden Power Behind the World’s Technology and a New Economic Battleground
When you swipe your smartphone, drive an electric car, or switch on a wind turbine, you’re touching the silent backbone of the modern world — rare earth minerals. They’re in our phones, cars, computers, and even in military jets. But few realize how these 17 elements quietly power the global […]










