Real estate investing is a popular way to generate retirement income, offering financial stability and potential appreciation over time. Whether you aim to secure passive income, build equity, or diversify your investments, real estate provides multiple avenues. Below are key strategies to get started, along with their benefits and drawbacks. […]
Author: Hoàng Anh
Social Security Benefits in 2025 and the Savings Needed for a Comfortable Retirement
Planning for a comfortable retirement involves understanding typical expenses, expected income from Social Security, and the necessary savings to bridge any gaps. Here’s an overview based on recent data: Average Monthly Expenses for Retirees in the U.S. As of 2023, retired households in the United States spend approximately $5,000 per […]
Guidelines and Recommendations for People Who Quit Smoking
According to the American Cancer Society, people aged 55 to 74 who have a 30 pack-year smoking history and quit within the last 15 years should undergo annual low-dose CT scans (LDCT) to screen for lung cancer. Regular Health Check-Ups: Routine Physicals: Schedule annual physical exams with your primary care […]
Tax Breaks for Adults 50+ in 2025
For adults 50+, there are several tax breaks in 2025 that can help reduce taxable income and boost retirement savings. Below are key opportunities, including calculations for someone earning $80,000 per year and strategies for those aged 60-63 to take advantage of the catch-up contributions. 1. Traditional 401(k) Contributions (Tax-Deferred) […]
Paris: A Journey to the City of Light
PARIS – Surely many people dream of visiting Paris at least once in their lives—to hear those famous lyrics, “Paris có gì lạ không em? để mai anh về giữa bến sông Seine…” and to leave the City of Light utterly enchanted, as if whispering, “The day I leave Paris, […]
Planning for Your Long-Term Care Ins
Long-term care insurance is designed to cover costs associated with long-term care services, which are typically not covered by standard health insurance, Medicare, or Medicaid. These services include assistance with routine daily activities like bathing, dressing, or getting in and out of bed, which may be necessary due to aging, […]
Reasons to Claim Early or Wait Until 70
When determining the optimal time to claim Social Security, most individuals strive to maximize their retirement income. However, despite the potential for higher benefits, the majority of individuals claim their benefits before turning 70. According to the Social Security Administration (SSA), less than 10% of the roughly 3.4 million people […]
Estate Tax vs. Inheritance Tax
Estate Tax and Inheritance Tax are often confused, but they have distinct differences. The Estate Tax is a tax on the total value of a deceased person’s estate before it is distributed to the heirs. This tax is paid by the estate itself. The Inheritance Tax, on the other hand, […]
Presidents Day: A Reflection of American Leadership, Culture, and Unity
Presidents Day is one of the most recognized federal holidays in the United States, observed on the third Monday in February. Although commonly associated with honoring the legacies of George Washington and Abraham Lincoln, this day has evolved into a broader celebration of the office of the presidency itself. With […]
18 Processed Foods That May Be Restricted or Banned in the United States
1. Sodas with High-Fructose Corn Syrup (HFCS) Why It Might Change or Disappear High-fructose corn syrup is a widely used sweetener in sodas and other sweetened beverages in the United States because it is cheaper than cane sugar. Critics argue that HFCS may contribute to obesity, type 2 diabetes, and […]