Pre-Colonial Period: Before the arrival of Europeans, the area now known as San Jose was inhabited by the Ohlone people. The Ohlone were a group of Native American tribes who lived along the central California coast. They lived in small, semi-permanent villages and sustained themselves through hunting, fishing, and gathering. […]
Author: Duy T Le
Retiring at 62 with A Solid Financial Plan
Retiring at 62 can be an attractive option for many, but it’s crucial to be aware of several key points that could significantly impact financial stability and overall well-being. Here are some crucial considerations: 1. Reduced Social Security Benefits Early Retirement Reduction: Retiring at 62 means you will receive reduced […]
10 Biggest Health Risks for People Over 50 Years of Age
As people age, they become more susceptible to various health risks. Here are the 10 biggest health risks for individuals aged 50 and older, along with tips for care and prevention: 1. Cardiovascular Disease Care and Prevention: Diet: Eat a balanced diet rich in fruits, vegetables, whole grains, and lean […]
Places to Visit in San Diego
Welcome to San Diego, a city where the golden sun meets the endless blue of the Pacific Ocean, where history, culture, and nature blend seamlessly to create an unforgettable experience for visitors. For out-of-town tourists, San Diego offers a treasure trove of places to explore, each with its own unique […]
Understand Your Pension Plan?
A pension plan is a retirement savings plan that employers provide to their employees. It is designed to provide income to employees after they retire from work. Here’s a detailed breakdown: 1. What is a Pension Plan? A pension plan is a type of retirement plan where an employer makes […]
The History Timeline of Silicon Valley
Early Beginnings 1930s-1950s: Pre-Silicon Valley 1939: Hewlett-Packard (HP) is founded by Bill Hewlett and Dave Packard in a Palo Alto garage, often considered the birthplace of Silicon Valley. 1940s: Stanford Research Institute (SRI) and Stanford Industrial Park are established, promoting industry-university collaboration. 1951: Varian Associates, one of the first companies […]
Sun Protection Tips
Protecting your skin from sun damage is essential, especially for older adults, as the skin becomes more susceptible to damage and the risk of skin cancer increases with age. Here are some key aspects to consider: Sun Protection Tips for Older Adults: Use Sunscreen: Apply a broad-spectrum sunscreen with an […]
Caring for Aging Adults
Caring for an aging adult who wishes to age in place, meaning remaining in their home as they grow older, involves a comprehensive approach that includes adapting the living environment, ensuring proper healthcare, and providing daily living assistance as needed. Here are the recommended steps, tools, safety measures, and resources: […]
Social Security Benefits and Survivor Benefits
When a person is eligible for both Social Security retirement benefits and survivor benefits, they have a few options to consider. It’s important to understand how each benefit works and how they interact with each other: Claiming One Benefit First, Then Switching: A person can choose to claim one type […]
Medicare Part D Late Enrollment Penalty
The Medicare Part D late enrollment penalty is an additional cost that gets added to your Medicare Part D (prescription drug coverage) monthly premium if you delay enrolling in Medicare Part D when you first become eligible and do not have other creditable prescription drug coverage. This penalty is typically […]