Finance

Finance Retirement Living

California Rental Laws in 2026: What Retirees and Small Landlords Need to Know to Protect Lifetime Rental Income

Over the past few months, many California landlords—especially retirees and older homeowners—have heard alarming claims that “California quietly passed 10 new rental laws in 2026.” The concerns are understandable: Is the state deliberately making it harder to be a landlord? Will these laws discourage rentals and push owners to sell? […]

Finance Retirement Living

Mortgage Rates Dip Below 6%: What the $200 Billion Mortgage Bond Purchase Means for Retirees

In early 2026, mortgage markets reacted quickly to reports that President Donald Trump directed housing-finance officials to pursue the purchase of $200 billion in mortgage-backed securities (MBS). Shortly after, some daily mortgage rate trackers showed the 30-year fixed mortgage rate briefly dipping below 6%, a psychological threshold many buyers and […]

Retirement Plan
Finance Social Security

Australia’s Retirement System Would Be a Tough Sell in the U.S.

A comparative look at two very different cultures, economies, and political philosophies Australia is often praised for having one of the strongest retirement systems in the world. Built on three pillars—the Age Pension, compulsory employer contributions known as the Superannuation Guarantee, and voluntary personal savings—the system has been in place […]

Portable Mortgage
Finance Lifestyle Retirement Living

Portable Mortgages in America: Could This Transform the Housing Market?

How President Trump’s proposal could reshape mobility, affordability, downsizing—and retirement planning For years, millions of American homeowners—especially those who refinanced during the pandemic—have been “locked in” to historically low mortgage rates between 2% and 4%. While these rates drastically lowered monthly payments, they also created a surprising national problem: no […]