Wednesday, 8 October, 2025
The U.S. federal government entered a shutdown on October 1, 2025 after Congress didn’t pass new funding or a stopgap “CR.” Social Security and Medicare continue to pay benefits, but some services slow or pause, agencies furlough staff, and certain nutrition and aid programs face near-term funding stress. Why do […]
Based on readers’ interest, huutri.org has decided to provide a detailed cost breakdown to help retirees clearly understand the potential financial differences between Medicare Advantage and Original Medicare with Medigap. By comparing a typical “normal year” and a “high-cost year,” this breakdown aims to guide retirees in choosing the plan […]
Choosing the right Medicare coverage is one of the most important decisions retirees will make. Should you stick with Original Medicare (Parts A & B) and add a Medigap policy, or join Medicare Part C (Medicare Advantage)? For some, Medicare Advantage offers cost savings and convenience. For others — especially […]
As we step into retirement, health becomes a top priority. Medicare provides a solid foundation, but it doesn’t cover everything. Deductibles, copayments, and coinsurance can quickly add up — especially if you need hospitalization or long-term treatment. This is where Medigap — also called Medicare Supplement Insurance — comes in. […]
Smart Tips to Prepare for Unexpected Medical Costs After Age 62: Many people assume that once they turn 65 and enroll in traditional Medicare, most of their healthcare costs will be fully covered. The truth is: Medicare covers a lot—but not everything. Retirees are still responsible for premiums, deductibles, copayments, […]
Signed into law on July 4, 2025, the One Big Beautiful Bill Act introduces sweeping changes to Medicaid: For the first time, able‑bodied adults aged 19–64 are required to work, volunteer, attend school, or engage in community service for at least 80 hours per month to qualify or maintain eligibility. Exemptions apply […]
A Fair and Balanced Overview Post-Enactment How It Was Formed & Passed Budget Reconciliation Process Congress used budget reconciliation via H. Con. Res. 14 and S. Con. Res. 7 to avoid the Senate filibuster. The bill—H.R. 1—was introduced in May 2025 and heavily shaped by House Budget and Ways & […]
The Centers for Medicare & Medicaid Services (CMS) has recently outlined initiatives aimed at reducing improper enrollments and enhancing the affordability and integrity of health insurance marketplaces. These developments are particularly significant for seniors and retirees, directly impacting their access to reliable, affordable healthcare coverage. Combating Improper Enrollments CMS identified […]
World Health Day is observed every year on April 7 to mark the anniversary of the founding of the World Health Organization (WHO) in 1948. Each year, the WHO selects a theme to spotlight critical public health concerns—from mental health to universal healthcare access—encouraging countries around the world to take […]
In the wake of natural disasters—including events such as Hurricane Helene and the wildfires that have impacted Los Angeles—many seniors who turned 65 and missed their initial Medicare enrollment window are seeking clarity on their options. Fortunately, affected individuals might be eligible for a Special Enrollment Period (SEP) that can […]