A January 2026 report by a U.S. Senate committee has renewed scrutiny of UnitedHealth Group and its practices within Medicare Advantage, raising questions about how the nation’s largest health insurer documents patient diagnoses and receives federal payments. At the center of the debate is whether UnitedHealth’s diagnostic and coding strategies […]
Medicare & Medicaid
ACA at a Crossroads: What Really Happened in the U.S. House
As the new year begins, health care once again sits at the center of political and financial anxiety for millions of Americans—especially older adults approaching retirement. On January 6, 2026, confusion spread quickly across news and social media: claims circulated that a Republican health care bill had passed the House […]
Unpaid Medical Bills & Retirement Security: What Every 50+ American Should Know About Social Security, Retirement Accounts, and Annuities
A practical guide for retirees in California, Florida, Texas, Georgia, and Arizona Why Medical Debt Worries Retirees For many Americans age 50 and older, retirement planning focuses on Social Security, Medicare, and lifetime savings. Yet one risk often underestimated is medical debt. Even with Medicare, hospital stays, specialty care, prescription […]
Healthcare Showdown in Washington: What Seniors and Retirees Need to Know Before Year-End
As Congress approaches its year-end recess, a critical showdown over health care funding and policy remains unresolved — and the outcome could have meaningful consequences for seniors, retirees, and those approaching retirement. At the center of the debate are decisions that may affect Affordable Care Act (ACA) premiums, Medicaid eligibility […]
Preventing Hospice Fraud
Hospice fraud, where scammers enroll non-terminally ill patients into hospice care without their knowledge, has become a significant issue. This type of fraud can severely affect seniors when they genuinely need hospice care later in life. Impact on Seniors Medical Care Restrictions: When seniors are fraudulently enrolled in hospice care, […]
Should You Switch Medicare Plans This Enrollment Season?
Open enrollment (Oct 15–Dec 7) is when most retirees can change coverage for the year ahead: move between Original Medicare and Medicare Advantage, add or swap a Part D drug plan, or—if eligible—buy a Medigap supplement. There’s also a Medicare Advantage Open Enrollment (Jan 1–Mar 31) for people already in […]
Medicare Open Enrollment: Your Window of Opportunity (October 15 – December 7, 2025)
Every year from October 15 through December 7, people already enrolled in Medicare can review, change, or renew their coverage for the upcoming year. The choices you make during this window will take effect on January 1, 2026. This is the only time of year most beneficiaries can make changes […]
Choosing Wisely: Cost Breakdown of Medicare Advantage vs. Original Medicare + Medigap
Based on readers’ interest, huutri.org has decided to provide a detailed cost breakdown to help retirees clearly understand the potential financial differences between Medicare Advantage and Original Medicare with Medigap. By comparing a typical “normal year” and a “high-cost year,” this breakdown aims to guide retirees in choosing the plan […]
Medicare Part C (Medicare Advantage): The Complete Guide for Retirees
Choosing the right Medicare coverage is one of the most important decisions retirees will make. Should you stick with Original Medicare (Parts A & B) and add a Medigap policy, or join Medicare Part C (Medicare Advantage)? For some, Medicare Advantage offers cost savings and convenience. For others — especially […]
Medigap: A Complete Guide for Retirees
As we step into retirement, health becomes a top priority. Medicare provides a solid foundation, but it doesn’t cover everything. Deductibles, copayments, and coinsurance can quickly add up — especially if you need hospitalization or long-term treatment. This is where Medigap — also called Medicare Supplement Insurance — comes in. […]










