Friday, 5 December, 2025
Hospice fraud, where scammers enroll non-terminally ill patients into hospice care without their knowledge, has become a significant issue. This type of fraud can severely affect seniors when they genuinely need hospice care later in life. Impact on Seniors Medical Care Restrictions: When seniors are fraudulently enrolled in hospice care, […]
Open enrollment (Oct 15–Dec 7) is when most retirees can change coverage for the year ahead: move between Original Medicare and Medicare Advantage, add or swap a Part D drug plan, or—if eligible—buy a Medigap supplement. There’s also a Medicare Advantage Open Enrollment (Jan 1–Mar 31) for people already in […]
Every year from October 15 through December 7, people already enrolled in Medicare can review, change, or renew their coverage for the upcoming year. The choices you make during this window will take effect on January 1, 2026. This is the only time of year most beneficiaries can make changes […]
Based on readers’ interest, huutri.org has decided to provide a detailed cost breakdown to help retirees clearly understand the potential financial differences between Medicare Advantage and Original Medicare with Medigap. By comparing a typical “normal year” and a “high-cost year,” this breakdown aims to guide retirees in choosing the plan […]
Choosing the right Medicare coverage is one of the most important decisions retirees will make. Should you stick with Original Medicare (Parts A & B) and add a Medigap policy, or join Medicare Part C (Medicare Advantage)? For some, Medicare Advantage offers cost savings and convenience. For others — especially […]
As we step into retirement, health becomes a top priority. Medicare provides a solid foundation, but it doesn’t cover everything. Deductibles, copayments, and coinsurance can quickly add up — especially if you need hospitalization or long-term treatment. This is where Medigap — also called Medicare Supplement Insurance — comes in. […]
Smart Tips to Prepare for Unexpected Medical Costs After Age 62: Many people assume that once they turn 65 and enroll in traditional Medicare, most of their healthcare costs will be fully covered. The truth is: Medicare covers a lot—but not everything. Retirees are still responsible for premiums, deductibles, copayments, […]
Signed into law on July 4, 2025, the One Big Beautiful Bill Act introduces sweeping changes to Medicaid: For the first time, able‑bodied adults aged 19–64 are required to work, volunteer, attend school, or engage in community service for at least 80 hours per month to qualify or maintain eligibility. Exemptions apply […]
A Fair and Balanced Overview Post-Enactment How It Was Formed & Passed Budget Reconciliation Process Congress used budget reconciliation via H. Con. Res. 14 and S. Con. Res. 7 to avoid the Senate filibuster. The bill—H.R. 1—was introduced in May 2025 and heavily shaped by House Budget and Ways & […]
The Centers for Medicare & Medicaid Services (CMS) has recently outlined initiatives aimed at reducing improper enrollments and enhancing the affordability and integrity of health insurance marketplaces. These developments are particularly significant for seniors and retirees, directly impacting their access to reliable, affordable healthcare coverage. Combating Improper Enrollments CMS identified […]