Friday, 5 December, 2025
Open enrollment (Oct 15–Dec 7) is when most retirees can change coverage for the year ahead: move between Original Medicare and Medicare Advantage, add or swap a Part D drug plan, or—if eligible—buy a Medigap supplement. There’s also a Medicare Advantage Open Enrollment (Jan 1–Mar 31) for people already in […]
Based on readers’ interest, huutri.org has decided to provide a detailed cost breakdown to help retirees clearly understand the potential financial differences between Medicare Advantage and Original Medicare with Medigap. By comparing a typical “normal year” and a “high-cost year,” this breakdown aims to guide retirees in choosing the plan […]
Choosing the right Medicare coverage is one of the most important decisions retirees will make. Should you stick with Original Medicare (Parts A & B) and add a Medigap policy, or join Medicare Part C (Medicare Advantage)? For some, Medicare Advantage offers cost savings and convenience. For others — especially […]
As we step into retirement, health becomes a top priority. Medicare provides a solid foundation, but it doesn’t cover everything. Deductibles, copayments, and coinsurance can quickly add up — especially if you need hospitalization or long-term treatment. This is where Medigap — also called Medicare Supplement Insurance — comes in. […]
Retirees often make mistakes when first qualifying for Medicare because of confusion and lack of understanding about the enrollment process, coverage options, and timelines. Below are detailed reasons for common mistakes and suggestions for avoiding them: 1. Not Signing Up During the Initial Enrollment Period (IEP) Why It Happens: Many […]
Retiring at 62 can be an attractive option for many, but it’s crucial to be aware of several key points that could significantly impact financial stability and overall well-being. Here are some crucial considerations: 1. Reduced Social Security Benefits Early Retirement Reduction: Retiring at 62 means you will receive reduced […]
The Elder Index, developed by the Gerontology Institute at the University of Massachusetts Boston, provides a detailed measure of the income older adults need to meet basic living expenses, including housing, health care, food, transportation, and other essentials. This index varies based on household size, location, housing status, and health […]
In Georgia, academically accomplished high school students who are state residents have access to several financial aid programs that can significantly reduce or even eliminate college tuition costs. HOPE Scholarship The HOPE Scholarship is a merit-based award available to Georgia residents who have demonstrated academic achievement. To qualify, students must […]
Strategy for Parents: Buying Property for In-State Tuition Savings Choose a State with Favorable In-State Tuition Policies: Identify states where owning property and establishing residency can qualify students for in-state tuition fees. Examples include Texas, Florida, and Georgia, where residency can be established relatively quickly. Estimate Tuition Savings: Compare in-state […]
Overeating during the holidays can have several immediate and short-term effects on the body due to the sudden intake of excessive calories, fat, sugar, and sodium. Here’s what may happen and why, along with tips to feel better afterward: What Happens to Your Body When You Overeat Bloating and Discomfort […]