Tuesday, 20 January, 2026
For people in their 50s preparing for retirement, cryptocurrency may seem both fascinating and intimidating. While traditional portfolios focus on stocks, bonds, and 401(k) accounts, a growing number of investors are exploring digital currencies as part of their long-term strategy. But before diving in, it’s essential to understand what cryptocurrency […]
NASDAQ — short for National Association of Securities Dealers Automated Quotations — officially opened in February 1971 as the world’s first electronic stock exchange. It began as an automated quotation system and gradually evolved into a fully digital trading platform, improving liquidity and execution speed while reducing bid-ask spreads. Over […]
Dow Jones Industrial Average (DJIA) The Dow is the “grandfather” of American stock indexes — launched in 1896 by Charles Dow to track a small group of key industrial companies. Today, it is a 30-stock, price-weighted index, meaning higher-priced stocks have greater influence regardless of market capitalization. S&P 500 The […]
When Congress passed the SECURE 2.0 Act, it was marketed as a sweeping reform to help Americans save more for retirement. Yet one subtle clause—the new Roth catch-up requirement—has quietly transformed how older, higher-income workers fund their final years of saving. While the law still allows catch-up contributions, it removes […]
The U.S. federal government entered a shutdown on October 1, 2025 after Congress didn’t pass new funding or a stopgap “CR.” Social Security and Medicare continue to pay benefits, but some services slow or pause, agencies furlough staff, and certain nutrition and aid programs face near-term funding stress. Why do […]
Why Phasing Out Paper Checks Makes Sense On August 14, 2025, the U.S. Department of the Treasury announced that, effective September 30, 2025, the federal government will stop issuing most payments via paper check. U.S. Department of the Treasury The new policy urges those still receiving paper benefit checks (e.g. […]
Investing in a property in a more affordable city to generate rental income, while renting a home in a pricier urban area like New York City or major Californian cities, is a strategy known as “rentvesting.” This approach allows individuals to build wealth through real estate investments without compromising their […]
If you live in California, setting up a living (revocable) trust is wise for estate planning — it can help your heirs avoid the delays, costs, and publicity of probate. But California has its own rules and thresholds, especially around vehicle titling, DMV requirements, estate value limits for simplified transfers, […]
If you’re planning for retirement, one of the biggest questions is where your money will stretch the furthest. For many, Florida rises to the top of the list—not just for its sunshine and beaches, but also for its senior-friendly tax laws. From zero state income tax to generous property tax […]
College isn’t just about choosing majors and dorm life—it’s also about facing some of the steepest bills parents ever encounter. Out-of-state tuition can easily double (or even triple) the cost of a degree. But what if there were a way to turn those dollars into something more lasting than just […]