Tuesday, 21 July, 2026
The United States is not alone in facing a declining birth rate. With the exception of countries such as India, Nigeria, and Egypt, where populations continue to grow rapidly, most developed nations—including China—are experiencing falling fertility rates. Demographers generally consider 2.1 children per woman the replacement level needed to maintain […]
The new Trump Accounts (legally known as 530A Trump Accounts) officially became available on July 4, 2026, as one of the family wealth-building provisions in the One Big Beautiful Bill Act (OBBBA). They are designed to give children a long-term investment account beginning at birth or during childhood. Here’s how […]
On June 22, 2026, former Federal Reserve Chairman Alan Greenspan passed away at the age of 100. During his nearly two decades leading the Federal Reserve from 1987 to 2006, Greenspan became one of the most influential economic policymakers in modern history. Many referred to him as “The Maestro” because […]
Few individuals have shaped modern investing more profoundly than Warren Buffett. Known as the “Oracle of Omaha,” Buffett built one of the greatest fortunes in history while living a lifestyle that often resembles that of an upper-middle-class retiree rather than a billionaire. As of the mid-2020s, Buffett has consistently ranked […]
For many Vietnamese-American families, building wealth has taken decades of hard work, sacrifice, and careful planning. Whether that wealth comes from a family business, a paid-off home, retirement savings, investment accounts, or rental properties, one common goal remains the same: passing those assets on to children and grandchildren as efficiently […]
Updated for 2026 Federal Tax Law Changes and the One Big Beautiful Bill Act (OBBBA) California remains one of the most attractive states for estate planning because it does not impose a state estate tax or a state inheritance tax. However, federal estate tax rules still apply to larger estates, […]
One of the most significant tax developments of 2026 is the continued expansion of federal estate tax relief under the One Big Beautiful Bill (OBBB). As a result, many American families—including most Vietnamese-American households—will likely never owe federal estate taxes. Unfortunately, that does not mean estate planning can be ignored. […]
What starts as an innocent text message has led many older Americans to lose their savings, retirement funds, and in some cases even sell their homes to cover financial losses. Experts warn that “wrong-number scams” have become one of the fastest-growing and most sophisticated fraud schemes targeting older adults in […]
More than 51 years ago, many Vietnamese families paid dozens of taels of gold for a chance to escape Vietnam by boat through what was once called the “official departure” program. Many were cheated, robbed, separated from loved ones, or disappeared at sea. No one truly knows how many eventually […]
For many Americans nearing or living in retirement, financial peace of mind remains difficult to achieve. Even after years of work, rising prices, health care costs, housing expenses, and uncertainty about Social Security continue to weigh heavily on older households. Recent surveys show that concern is not fading. Many adults […]